What is Non-Traditional Lending?

Tired of being turned down by the bank? Z Commercial connects small businesses who want to borrow with investors who want to lend. Combining cutting–edge technology with seasoned underwriters allows borrowers to offer their story unlike a traditional bank that will decline you outright if you do not fit their cookie cutter model.

What are the benefits?

  • Lending from over 45,000 individuals, financial institutions, governments and pension funds who are looking to invest in small businesses with strong stories.
  • Competitive rates, manageable repayment schedules and no hidden fees. No prepayment penalties.
  • Conditional Approvals in 3 business days, funding in under 10 days.
  • Funds can be used for hiring, purchasing equipment/supplies, inventory, marketing, expanding to new locations, acquiring other businesses and more.
  • Lending from $25,000-$500,000 depending on revenue.

How can I qualify?

Please contact us to speak with a Z Commercial Capital analyst and get started on an application.