What is a Merchant Cash Advance?

Merchant Cash Advances are an alternative to small business loans and can be had without collateral. You receive a cash advance in under a week and you agree to pay back the full amount of the advance, plus a factor fee, through your future credit card sales. The financing company will keep a portion of your credit card sales each day until the entire amount has been repaid, which could be as quickly as 4 months, or as long as 18 months.


What are the benefits of a Merchant Cash Advance?

We can provide your business with a merchant cash advance against its merchant account of up to $200,000 per business location.

  • No application fee
  • No closing costs
  • No fixed payments
  • No equity loss
  • Funding in as quick as 24 hours
  • Easy payback via ACH from your merchant account
  • Personal credit scores not taken into account

Does your business have credit card sales but you need cash flow now?

How can I qualify?

Qualifying depends on your credit card receipts and how long you have been in business. Please contact us to learn more and apply.